It is the possibility of having more options for your future lifestyle by purchasing a vacation home now at a reasonable price, imagining your life after retirement.
In Japan, during the so-called "bubble period" around 1990, there were many people who purchased expensive vacation home properties and vacation homes by borrowing large amounts of money or borrowing money in advance from their retirement funds. Later, when the prices of the vacation homes they purchased plummeted, many of them were unable to repay their debts or had to sell them at a huge loss, and they were in a really difficult situation. Therefore, there are many pessimistic opinions about buying a vacation home property or vacation home land. However, by owning a vacation home, you may want to realize your wish to live your post-retirement life in the environment you want, while inviting your children and grandchildren to your vacation home.
Before retiring, it may be possible to earn enough income to enable you to pay for the upkeep of the vacation home and the loan by outsourcing the property to an appropriate operation and management company and renting it out to third parties.